优化没有钱包的用户

csm-service/cms-service-user/src/main/java/com/mmc/iuav/user/service/wallet/impl/PayWalletServiceImpl.java

@@ -45,7 +45,11 @@ public class PayWalletServiceImpl implements PayWalletService {
     public ResultBody getPayWalletInfo(Integer userAccountId) {
         PayWalletDO wallet = payWalletDao.getPayWalletByUser(userAccountId);
         if (wallet == null) {
-            return null;
+            PayWalletDO payWalletDO = new PayWalletDO();
+            payWalletDO.defaultValue();
+            payWalletDO.setUserAccountId(userAccountId);
+            payWalletDao.insertPayWalletInfo(payWalletDO);
+            wallet = payWalletDao.getPayWalletByUser(userAccountId);
         }
         PayWalletDTO pd = wallet.buildPayWalletDTO();
         pd.mathTotal();